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Tuesday, 28 September 2021 | Panagiotis (Takis) Aggelopoulos, CTO at Profile Software

”Headless architecture means wrapping up all the business logic and functionalities in a set of APIs, which are powered by the specialised backends and make them available so that any front-end channel can hook into these APIs and provide the customer experience desired for that channel,” as stated in a recent report by Accenture.

What is headless architecture?

Headless architecture, a natural evolution of the digital transformation technologies, is a fairly new architecture style that is gradually being adopted in most of the new technology-driven companies that are focused on various use cases of mobile banking, digital banking, electronic payments and third-party integration etc.

In simple terms, a headless architecture contains the functionalities, rules and processing flows required to create an application in a programmatic way, without using the normal web front-end technologies.

This is a pivotal moment for pure headless and hybrid headless providers as both have RESTful APIs. Lightweight APIs allow content stored on a back-end system to be delivered across multiple channels, and provide themes optimised for specific endpoints.

In a headless architecture, the content is the only data source on the presentation level. With a strong API, you don't have to push the content to a presentation level, you can get commands from the user directly from the headless application.

How does headless architecture work?

Headless architecture works by considering all the assets and functionalities available to your application separately. For example, an API is different from a front-end application. You can have multiple APIs for the same thing, for different verticals. The platform might have two APIs for same business logic.

Therefore, headless architecture is a way to separate your logic from the presentation layer, so that each front-end can provide the required functionality required. For example, when a user decides to go through the payment process for a transaction, you are responsible for showing them a specific gateway page, and then you will collect all the information about the transactions, such as the account number, the amount, and the type of transaction.

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