Marketplace lending is a concept that develops steadily to deliver alternative methods of financing. Marketplace Lending platforms such Crowdfunding and P2P Lending enable SMEs and individuals to receive funding in some case at a much preferential rate to traditional banks. In addition, Banks also collaborate with marketplace lending and fintech provider to deliver alternative ways of funding. Profile Software’s FMS.next Marketplace Lending solution, part of the FMS.next suite, meets the requirements of crowdfunding and peer-to-peer lending companies as well as banks aiming to invest in this sector. The solution’s core engine is a blend of investment management and banking modules, reflecting Profile Software’s proven experience in both domains, whilst incorporating a risk management mechanism to safeguard the business and processes.