Leasing and Asset Finance Solution
Key Features
- Complete counterparties representation, satisfying KYC requirement and serving AML-related directives for customer profiling
- Loans and leasing product support, incorporating flexible pricing policy setup and campaign management
- Credit Product Factory allows rapid creation of new products
- Full coverage of any financing need: consumer loans, mortgages, financial and operating leasing, working capital, overdraft accounts, wholesale finance etc.
- Origination management, incorporating a dynamic workflow for financing offers and applications in line with Bank policies, requiring minimum user input.
- Partners network management, including tools such as point-of-sale and partner effectiveness monitors that provide commercial partners with access to FMS.next over the web or mobile devices
- Fully automated purchase order control and end-to-end contract management
- Real-time risk management using hierarchical revolving and non-revolving credit lines, multi-type collaterals, real-time credit coverage monitoring and multiple concurrent asset depreciation schemes
- Delinquent accounts management throughout their whole lifecycle, including every phase of settling both at business and legal levels
- Collections, using parametric stages and buckets with user-defined processes, automation and a sophisticated behaviour forecasting engine
Benefits
- Secure and powerful checks of a debtor’s collateral
- Easy-to-use application for all users
- Improved productivity from a reliable engine to monitor and track activity
- Operational efficiency, delivering fast and accurate customer service
- Improved communication thanks to continuous access
- Ensured compliance checks
